21123 Rio Oro Drive , Cornelius, NC 28031

$645,000

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BEDS3 BATHS3 full SQUARE FEET2,497 MLS#4387095

STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBahia Bay

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Property Description

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay.Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation.Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat.Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box.Lake life is calling - come answer it.

21123 Rio Oro Drive | MLS# 4387095

This single family home located at 21123 Rio Oro Drive , Cornelius, NC 28031 is currently listed for sale with an asking price of $645,000. This property was built in 1983 and has 3 bedrooms and 3 full baths with 2497 sq. ft. Rio Oro Drive is located in the Bahia Bay subdivision. Search Bahia Bay real estate on debbiem.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family

Basement: Yes

Basement: Basement Shop, Storage Space, Walk-Out Access

Fenced: Yes

Heating: Central

Lot Size: 0.49 Acres

Roof Type: Architectural Shingle

Year Built: 1983

Amenities

Attic Other

Breakfast Bar

Built-in Features

Kitchen Island

Open Floorplan

Pantry

Walk-In Closet(s)

Walk-In Pantry

Fire Pit

Feature Descriptions

Appliances: Dishwasher, Disposal, Exhaust Fan, Freezer, Gas Cooktop, Gas Oven, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer/Dryer

Body of Water: Lake Norman

Community Features: Picnic Area, Recreation Area

Exterior: Stone Veneer, Vinyl

Flooring: Bamboo, Carpet, Laminate, Tile, Vinyl, Wood

Foundation: Basement

HOA Fee: $75/ Annually

Laundry: In Basement, Lower Level

Lot: Private, Sloped, Wooded

Parcel#: 001-294-04

Parking: Driveway

Patio/Porch: Deck, Patio, Rear Porch

Security: Smoke Detector(s)

Sewer: Septic Installed

Water: Community Well

Water Features: Beach - Public, Boat Lift ? Community, Boat Ramp ? Community, Boat Slip ? Community, Paddlesport Launch Site - Community, Pier - Community

Local Schools

High School: William Amos Hough

Middle School: Bailey

Elementary School: Cornelius

Listed By / Shown By

Listed By

Agency Name: EXP Realty LLC Ballantyne
Agency Contact: 704-396-4100

Shown By

Agent Name: Debbie Monroe
Agent Phone: (704) 533-0444
Agency Title: Lake Norman Realty

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Estimated Payment

$ 3,621.09 per month $3,432.96 Principal & Interest $0.00 Property Tax (data not provided by mls) $188.13 Homeowner's Insurance

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21123 Rio Oro Drive , Cornelius, NC 28031

$645,000

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/29/2026. The listing information on this page last changed on 05/29/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/29/2026 8:26:29 PM EST) or Canopy MLS (last updated Fri 05/29/2026 8:17:54 PM EST) or Triad MLS (last updated Fri 05/29/2026 8:24:41 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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21123 Rio Oro Drive , Cornelius, NC 28031

Property Description

21123 Rio Oro Drive | MLS# 4387095

Property Features

Amenities

Feature Descriptions

Local Schools

Listed By / Shown By

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21123 Rio Oro Drive , Cornelius, NC 28031

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